Terms of Use
Effective date: May 14, 2026
These Terms of Use explain the basic rules for using Time & Money. By using the app, you agree to these terms.
App purpose
Time & Money is a personal productivity and finance app designed to help you manage shifts, tasks, habits, accounts, transactions, planned payments, debts, subscriptions, backups, and exports.
No financial, legal, tax, or professional advice
Time & Money is provided for personal organization and informational purposes only. The app does not provide financial, legal, tax, investment, accounting, medical, psychological, or other professional advice. You are responsible for your own decisions and should consult qualified professionals when needed.
Your data and responsibility
You are responsible for the accuracy of the information you enter into the app. Calculations, summaries, reminders, reports, and exports depend on the data you provide.
Backups, exports, and sharing
Backup files, exports, reports, receipts, and attachments may contain personal or sensitive information. You are responsible for where you save, store, send, or share those files. Share them only with people, services, or devices you trust.
Subscriptions and purchases
Time & Money may offer paid features, subscriptions, trials, or other in-app purchases through the App Store. Payments, renewals, cancellations, and refunds are handled by Apple according to Apple’s App Store rules and your Apple ID settings.
Trial and access
If the app offers a free trial, access to paid features may change after the trial ends. Some features may require an active subscription or purchase. If access expires, the app may limit editing or creation features while still allowing access to existing data where technically available.
Notifications and reminders
Notifications and reminders are provided for convenience only. They may be delayed, disabled, unavailable, or affected by device settings, system permissions, time zones, Focus modes, battery settings, or other technical conditions.
Availability and changes
The app may be updated, changed, interrupted, or discontinued. Features may change over time to improve reliability, security, usability, or compliance with platform requirements.
Limitation of liability
To the maximum extent permitted by law, the developer is not responsible for losses, damages, missed payments, missed reminders, data loss, incorrect entries, incorrect calculations, or decisions made based on app content.
Privacy
Your use of Time & Money is also subject to the app’s Privacy Policy.
Contact
If you have questions about these Terms of Use, contact: timemoneyapp@yahoo.com